We asked 3,097 U.S. adults about the financial decisions they made in the past year: what they knew before they acted, where they turned for answers, and what they put off. Answer six of the same questions and see how you compare with the country, your region, and people like you.
26.6% of Americans who made a tax-relevant major financial decision in the past year acted without knowing its tax impact.
Your information is not stored. These three answers only set the comparison groups you will see below, the same groups the study reports on.
Your snapshot compares your answers with 1,981 Americans and with people in your region, wealth band, and advice situation. It is a description of the study’s respondents, not advice.
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Groups below the study’s reporting floor (n<200) are not shown. Weighted to U.S. Census region benchmarks.
Among Americans who made a tax-relevant major financial decision in the past year, the share who decided without knowing the tax impact, by Census region. Weighted results.
The Evergreen.ai Financial Decisions Study 2026 is a 25-page report on what Americans know before they act, where they turn for answers, and what they put off heading into year-end. It opens with a foreword by Bill Harris and includes the full methodology.
Fielded August 31, 2026. 3,097 U.S. adults surveyed; 1,981 analyzed after quality screening.
3,097 respondents completed the survey; 1,981 were retained for analysis after quality-control exclusions, including an attention-check question and a minimum completion-time screen. The sample combines a census-balanced base of U.S. adults with an oversample of higher-income households, and it tilts toward households with $100,000 or more in investable assets, who make up 61.5% of analyzed respondents.
The study’s survey, fielded as the 2026 U.S. Household Finances Survey, was conducted on August 31, 2026 via the SurveyMonkey Audience panel among U.S. adults aged 25 to 75 who are sole or shared financial decision-makers for their households. The survey was fielded without sponsor identification.
Analyzed respondents were 44.7% men and 55.3% women; 9.6% were aged 25 to 29, 37.2% were 30 to 44, 29.1% were 45 to 60 and 24.1% were 61 to 75; 20.4% reported household income under $50,000, 43.7% between $50,000 and $149,999 and 34.5% of $150,000 or more. Race/ethnicity and education were not collected.
Results are weighted to U.S. Census region benchmarks; weights do not adjust for income or assets, so national figures describe U.S. household financial decision-makers as sampled rather than all U.S. households. Each headline statistic follows a construction registered before fielding closed.
Regional results use the four U.S. Census Bureau regions.
Wealth comparisons use household investable assets of $100,000 or more, applied at analysis time. Self-reported behavior is described as what respondents say or report throughout.
Groups with fewer than 200 respondents are not reported on this page.
Data and charts from this study may be reproduced with attribution:
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Evergreen.ai answers your questions about your money, from taxes and investing to giving and year-end planning. Personalized guidance when you share your details, calculators when you want to run the numbers. Understand your options before you act.
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